How can i remove derogatory accounts from my credit report?

Question by Michael D: How can i remove derogatory accounts from my credit report?
All my accounts are paid in full, but still ruining my credit report. I see "Law Firms" online advertising, but I want to attempt to remove, late payments and derogatory accounts myself


Best answer:
Answer by kja63Late payments and settlements, etc... cannot be removed from your credit report. They stay on for 7 years.

You need to pay your bills on time, all of the time.

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